Affordability Calculator

Vinay Attri · Realtor®

BC / Lower Mainland — stress-tested using Canadian GDS & TDS lending rules

Income

Your annual gross income $95,000

Co-applicant annual income $0

Monthly Debts

Car / loan payments

Credit card minimums

Student / line of credit

Other monthly debts

Numbers for Mortgage

Down payment available $80,000

Contract interest rate 3.60%

Amortization

15 yr

20 yr

25 yr

30 yr

Monthly condo / strata fee (if any)

First-time home buyer (BC PTT exemption)

Maximum Home Price

$0

Stress-tested at 0.00%

Max Mortgage

$0

Payment (P&I)

$0

Down Payment

$0 · 0%

Cash to Close

$0

GDS Ratio housing ÷ income · max 39% 0%

TDS Ratio all debts ÷ income · max 44% 0%

Payment shown at your contract rate; qualifying uses the federal stress test (higher of contract + 2% or 5.25%). Assumes ≈0.4%/yr property tax and $150/mo heating per lender guidelines. Estimates only — confirm with your broker.

Let's Work Together!

Get Started With Vinay Attri Homes Today

Whether you’re buying your first home, upgrading, or selling, we’re here to guide you every step of the way.

Partner with Vinay Attri Homes and experience the difference of working with experts who care.

START HERE

Start with a conversation.

A 30-minute consultation, no obligation, no pressure. We'll talk through your timeline, target areas, and what a thoughtful search looks like for you.

DIRECT: (778) 325-1904

EMAIL: [email protected]

START HERE

Start with a conversation.

A 30-minute consultation, no obligation, no pressure. We'll talk through your timeline, target areas, and what a thoughtful search looks like for you.